Immigrating to Canada with Investment

Anna Rue
Anna Rue

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Canada offers a stable economy, skilled workforce, and a business-friendly environment, attracting global investors. Its strategic location provides access to the US and other global markets, enhancing its appeal to investors.

Investment in Canada can also lead to immigration. The country has several investment immigration programs aimed at attracting foreign capital and entrepreneurs to support economic growth and job creation. In return, these programs offer investors and their families the opportunity to become permanent residents, benefiting from Canada’s healthcare and educational systems. Through investment, individuals can pursue financial growth and a new life in Canada.

Types of Investment Immigration Programs

Canada offers a variety of Investment Immigration Programs to cater to a diverse range of investors and entrepreneurs. These programs can be broadly categorized into federal and provincial programs, each with its own set of requirements and features.


Federal Programs


Start Up Visa


Canada invites entrepreneurs and investors interested in initiating a business or investing through the Start-Up Visa Program. This program is tailored for immigrant entrepreneurs possessing the ability to establish innovative businesses in Canada, which can foster job creation for Canadians and compete globally. To qualify, applicants must secure a Letter of Support from a recognized angel investor group, venture capital fund, or business incubator, fulfill the ownership requisites for a qualifying business, meet the language criteria with a score of CLB 5 in all categories for either English or French, and have sufficient funds for settlement and covering living expenses before generating an income. 

 


Quebec Investor Program

 

Immigrant investors aiming to establish a foundation in the province of Quebec can pursue this goal by applying for a Quebec Investor Visa. The province is on the lookout for applicants boasting a minimum personal net worth of $2 million along with managerial expertise in legal farming, commercial, industrial, or professional sectors. Qualifying investors will need to commit to a five-year, guaranteed investment of $1.2 million.

 

Provincial Nominee Programs for Investors

 

Certain provinces provide the avenue to migrate to Canada with an investor visa through their distinct investor streams within the Provincial Nominee Program. Each province sets its own criteria and eligibility requisites, tailored to its unique economic landscape, available opportunities, and market deficiencies. If are interest in residing and investing in a specific province, you could secure nomination through their provincial immigration program, setting the stage for your pursuit of a Canadian investment immigration visa.

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How Much Do I Need to Invest in Canada for PR?

The specific amount you need to invest for Permanent Residency (PR) in Canada can vary depending on the pathway you choose. Here’s a breakdown based on the current programs available.

Start-Up Visa Program

The investment requirements for the Start-Up Visa Program in Canada vary by the source of the investment. A minimum investment of $200,000 is needed if it comes from a designated Canadian venture capital fund. If the investment comes from a designated Canadian angel investor group, the minimum amount is $75,000. However, if you are accepted into a Canadian business incubator program, there’s no need for a financial investment.


Provincial Nominee Program (PNP)


The Provincial Nominee Program (PNP) includes entrepreneur or investor programs run by individual provinces. Under the PNP, the investment amount and criteria vary based on the province and the specific program. Each province has its own guidelines and requirements, offering a range of investment opportunities for prospective immigrants.

For Example in Ontario the Provincial Nominee Program (PNP) for investors the financial requisites include a net worth between CAD $400,000 to $800,000 and a minimum investment ranging from $200,000 to $600,000 depending on the location and type of business.

Quebec Investor Program

Individuals aiming to settle in Quebec can explore the Quebec Investor Visa pathway. This program is tailored for applicants possessing a minimum personal net worth of $2 million along with managerial experience in legal farming, commercial, industrial, or professional sectors. To qualify, investors are mandated to make a secured investment of $1.2 million, with a tenure of five years.

Investor Visa Canada Processing Time

Investment immigration to Canada through the Investor Visa route is a complex process, and the time taken to process applications can vary significantly based on numerous factors. Below is an exploration of the general processing time frames and factors affecting these time frames.

General Processing Time Frames

 

The processing time for Investor Visas in Canada can range widely. For various Canadian Investor Visas, the approximate application and processing times can range from 15 to 55 months, depending on the specific program and province​. Specifically, the processing time for the Quebec Immigrant Investor Program can take anywhere from 16 to 24 months​.

Factors Affecting Processing Times


The processing time for investor visa applications in Canada can be significantly influenced by a variety of factors. One such factor is the volume of applications, where the number of investor applicants within a candidate’s geographic pool can notably affect the processing time. Additionally, the processing capacity as stated by the Canadian government plays a crucial role, with fluctuations in processing times occurring based on the volume of applications being processed and the current inventories at immigration offices. The completeness and accuracy of the application are paramount as well, as any discrepancies or delays in responding to additional information requests from immigration authorities can extend the processing time.  Individual case factors contribute to the processing timeline. Each case may present unique factors that could either hasten or delay the processing time, encompassing the specifics of the investment, the province of application, and other personal circumstances.

Immigrating via a business to Canada can take time, and it’s important for applicants to plan ahead. At Canada By Choice, we have a deep understanding of the Canadian immigration system and the Investor Visa process. Working with us can help simplify this process and navigate it more efficiently.

Can I Invest in Property in Canada to Get PR?

Investing in property in Canada can be a lucrative venture due to the country’s stable real estate market. However, property investment alone does not typically lead to Permanent Residency (PR) in Canada. Here’s a breakdown of the scenario.

 

Property Investment as a Route to Permanent Residency


The general path to obtaining PR through investment involves engaging in active business investments, as opposed to passive investments like buying real estate. Canada has several investment immigration programs that require active participation in the Canadian economy, such as starting or investing in a business that creates jobs and contributes to economic growth​.

  1. Investment Amount: The amount to be invested for pursuing PR through investment immigration programs typically ranges from CAD $250,000 to $350,000, depending on the program and the province​.

 

  1. Property Business: If the property investment is structured as an active business investment – for instance, buying and managing a rental property business, it might align with the criteria of certain investment immigration programs. 


While property investment per se might not lead directly to Permanent Residency, structuring such investments as active business engagements and complying with the requirements of investment immigration programs could pave the way towards achieving PR status in Canada.

Benefits of Investment Immigration in Canada

Investment immigration to Canada opens doors to economic benefits such as asset diversification in a stable economy, access to a variety of business opportunities across sectors, and favorable tax conditions that prevent double taxation. Additionally, the potential for asset appreciation and financial security in Canada’s robust economy enhances the appeal for investors. On a personal level, investors can enjoy a high quality of life in a multicultural and inclusive society, with access to top-tier healthcare and educational systems. The picturesque natural landscapes and a range of recreational activities further enrich the living experience in Canada, making it an attractive destination for investment immigration.

Canada presents a compelling landscape for investment immigration, offering a blend of economic prosperity and a high standard of living. The various investment immigration programs, whether federal or provincial, are structured to mutually benefit both the investors and the Canadian economy. Understanding these investment opportunities and immigration pathways can be complex, but with professional guidance, the journey can be significantly simplified. At Canada By Choice, we are dedicated to providing expert assistance to help you explore the right investment immigration pathways, ensuring a smooth transition to your new life in Canada. Reach out to us to start a rewarding investment journey in a country that values and supports your entrepreneurial spirit.

The information in this blog is not to be interpreted or construed as legal advice. Everyone’s immigration goals, objectives and situations are different. Please contact us to speak to a consultant for advice.

About Us

Canada By Choice is a Canadian Immigration Firm based in Windsor, Ontario. Founded in 2007, Canada By Choice Immigration is widely considered as one of the most respected immigration firms in our region. We have earned our reputation as a world class firm by providing dedication and personalized service to each and every unique case before us.

Verify our Membership number here. Membership number: R530015

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